Employee benefits are a key component of your net worth and maximizing these plans are critical to building and maintaining wealth.
Your Cedar Street Client Advisor takes the time to understand your employee benefits, their impact on income tax planning, the way they affect asset allocation decision making and how they are integrated into your estate plan.
Integrated Approach
- When we counsel senior executives at publicly traded companies, a significant amount of our efforts focus on equity awards (ISO and NQ Grants, Restricted Stock Awards and LTIPs). For proxy level executives, it is critical to incorporate tax, regulatory, investment and political ramifications when determining how to optimize these equity awards in today's Sarbanes-Oxley environment.
- Employment contracts, Change in Control agreements and severance packages provide financial protection throughout the life cycle of a senior executive's career. We have years of experience navigating through complicated negotiations, calculations and tax issues, making us highly qualified to provide intellectual value and reliable support during these often unsettling times.
- Qualified plans (401(k)s, defined benefit/defined contribution pension plans) are an integral part of an executive's long-term retirement planning. We understand the tax-related nuances associated with these various plans.
- Non-qualified plans (SERPs, traditional deferred compensation plans) often comprise a significant piece of an executive's net worth. Thoughtful planning is required to more fully capture the advantages inherent within these programs.